Service Mutual Insurance Co. of Texas v. Chambers

MASSEY, Chief Justice.

The question for determination is the construction of coverage under the Texas Standard Form Automobile Insurance Policy in light of certain undisputed facts.

Insuring agreement IV reads as follows: “Automobile Defined, Trailers, Two or More Automobiles, (a) Automobile. Except where stated to the contrary, the word ‘automobile’ means * * * (3) Temporary Substitute Automobile — under coverages A, B and C an automobile not owned by the named insured while temporarily used as the substitute for the described automobile while withdrawn from normal use because of its…