Incardona v. Auto-Owners Insurance Co.

CAMPBELL, Judge.

This appeal presents the question of whether appellant’s deceased daughter was entitled to uninsured motorist protection under appellant’s automobile insurance policy which was issued by appellee. The court below ruled in favor of appellee and held that coverage did not exist. We reverse.

Appellant’s daughter, Margaret Incardo-na, was killed in an automobile accident that was caused solely by the negligence of an uninsured third-party driver. At the time of the accident, Margaret was driving her own automobile which was separately insured under another automobile insurance…