In Re Hall

ORDER

FRANK W. ROGER, Bankruptcy Judge.

Debtor Joan April Hall purchased her residence from her mother, Mary G. Lille-ston-Jordon, in the mid-1980s. In connection therewith, the debtor executed a Promissory Note dated October 7, 1985 (the “Note”) in the principal amount of $22,049.23, payable in monthly installments of $231.61 and bearing an annual interest rate of 10%. Also on October 7, 1985, the debtor executed a Deed of Trust which was recorded with the Recorder of Deeds in Jackson County, Missouri, on October 11, 1985 (the “Deed of Trust”). An amortization schedule submitted by the…