Eminent Household of Columbian Woodmen v. McCray

Hart, J. (after stating the facts).

It will be noted that the covenant or policy sued on provided that it shall not be contested for suicide. The defendant was a fraternal insurance company, and one of its by-laws provided that “suicide, or death by one’s own hands, whether sane or insane, should not be contested,” etc.

In Sovereign Camp W. O. W. v. Compton, 140 Ark. 313, it was held that the constitution and by-laws of a fraternal insurance company become a part of the contract of insurance so as to bind the insured, provided they are not inconsistent with the terms of the contract. This rule…