Quinn v. New York Life Insurance

Plaintiff’s husband, Leo J. Quinn, was killed by a passing taxicab as he was leaving a street car on which he had ridden to a regular stop- at the corner of Lake and Addison streets near his home in the city of Muskegon. He held a life insurance policy issued by defendant for $4,000 with plaintiff as beneficiary, which contained a so-called double indemnity clause, providing for payment of double the face of the policy ($8,000) if death of the insured “was caused directly by accident while traveling as a passenger on a street car” or other named public conveyance operated as a common carrier.…