John Hancock Property & Casualty Insurance v. Scannell

This appeal presents a question of interpretation of the term “household member,” as used in a Massachusetts automobile insurance policy. The background facts, as established at trial, are that the policyholder, David H. Scannell (Scannell), owned a Massachusetts automobile insurance policy, sixth edition, with uninsured motorist limits of $250,000 per person, $500,000 per accident. The policy listed Scannell’s residence as 540 Hancock Street, Quincy, and the principal place for garaging of the insured vehicle as 210 Pleasant Street, Weymouth, a residence owned by Scannell and his wife,…