American General Financial Services, Inc. v. Woods-Witcher

Phipps, Judge.

This appeal involves the application of the Virginia Uniform Commercial Code to the sale of a repossessed vehicle that had served as collateral for a loan. American General Financial Services, Inc., the secured party, brought an action against Georgia resident Shirley Woods-Witcher, the debtor, to recover the deficiency between the amount Woods-Witcher owed and the amount American General received from the sale. Woods-Witcher counterclaimed for statutory damages, arguing that American General provided insufficient notice of the sale. American General appeals from the trial…