Penn Mutual Life Insurance v. Maner

Certified question from the Court of Civil Appeals for the Third Supreme Judicial District, as follows:

“On November 21, 1905, appellee, as plaintiff, commenced this suit against appellant, as defendant, seeking a recovery upon a policy of life insurance, No. 282557, issued by appellant for the sum of $5,000, upon the life of appellee’s husband, F. B. Maner. The plaintiff sued for $5,000, the face of the policy, for legal interest, for reasonable attorney’s fees and for 12 percent damages. She alleged such demand and refusal to pay as would entitle her to recover 12 percent damages and…