Thames & Mersey Marine Ins. v. O'Connell

I am unable to concur with the majority oí the court in holding that the insured in this case used the Suislaw Jliver in violation of the stipulations of flu; policy. It must be presumed that the contract of insurance expressed exactly the risks which the insurance company agreed to assume, The vosel was prohibited from using certain specified ports and places. She was free to go anywhere except to those ports or places. Hhe had the right to traverse the open sea in any direction in going to and from any of the ports which the policy permitted her to use. She undoubtedly had the right to…