Klapan v. Dryden Mutual Insurance

—Order unanimously reversed on the law without costs, motion granted in part, complaint dismissed in part and cross motion denied in accordance with *1011the following Memorandum: Following a fire in December 1995, plaintiffs commenced this action to recover under a homeowner’s policy issued by defendant Dryden Mutual Insurance Company (Dryden) to plaintiff George M. Klapan. Dryden disclaimed coverage because George sold the property to plaintiff Marko Klapan before the fire and neither Marko nor his wife, plaintiff Nellie Klapan, were named insureds. The complaint alleges that, after title was…