Linda Davis v. Progressive Direct Insurance Company

RENDERED: JUNE 17, 2021 TO BE PUBLISHED Supreme Court of Kentucky 2020-SC-0168-DG LINDA DAVIS APPELLANT ON REVIEW FROM COURT OF APPEALS V. NO. 2019-CA-0850 WAYNE CIRCUIT COURT NO. 18-CI-0224 PROGRESSIVE DIRECT INSURANCE APPELLEE COMPANY OPINION OF THE COURT BY JUSTICE VANMETER AFFIRMING Linda Davis appeals the Court of Appeals’ holding which excluded from the definition of a “motor vehicle” or “trailer” a horse-drawn wagon, for purposes of insurance coverage. Finding that the policy underwritten by Progressive Direct Insurance Company was unambiguous and did not violate Davis’s reasonable…