McBride v. Security Industrial Fire Insurance Co.

WOODARD, Judge.

This appeal arises out of a claim for property damage under a policy of fire and extended coverage insurance. The issue is coverage.

Deanna McBride (McBride) is the owner of a one-story wood frame house located in Rayne, Louisiana. Security Industrial Fire Insurance Company (Security) issued a fire and extended coverage insurance policy on the premises commencing on August 15, 1982. The policy contained an extended coverage provision providing additional coverage for perils of windstorm, hail, explosion, etc., and was in full force and effect at the time of the occurrence.

On…