Nationwide Property & Casualty Insurance Co. v. Faircloth

SMITH, Circuit Judge.

Donald Faircloth purchased an automobile insurance policy online from Nationwide Property and Casualty Insurance Company (“Nationwide”). Faircloth •wrecked his car, and Nationwide rescinded the policy. Before the district court, 1 Nationwide sought declaratory judgment that it had no duty to indemnify or defend Faircloth Under the policy’s coverage because Faircloth made material misrepresentations in his online insurance application. The district court granted summary judgment to Nationwide, concluding that Nationwide was entitled to rescind the policy because Faircloth…