Billings Mutual Insurance Co. v. Cameron Mutual Insurance Co.

GARY W. LYNCH, Judge.

Billings Mutual Insurance Company (“Billings”) appeals the trial court judgment denying its indemnification coverage claim against Cameron Mutual Insurance Company (“Cameron”) under a special business owner’s insurance policy arising from a defamation claim by Henry Overcast against Billings. Finding that Billings gave Cameron late notice of the Overcast claim, which prejudiced Cameron, we affirm.

1) Factual and Procedural Background

The facts as found by the trial court, which are not challenged on appeal by Billings, are as follows. Billings issued an insurance policy…