Life & Casualty Insurance v. Davis

This was a suit on a policy of insurance on the life of Boy Davis, and was brought by his wife, Irene Davis, the beneficiary named in the policy. The defendant denied liability, on the ground that the policy was not in force at the date of the death of the insured on September 19, 1938, for the following alleged reasons: On July 31, 1938, the policy lapsed in accordance with its provisions, because of non-payment of the premium due on July 3, 1938. On August 6, 1938, the insured applied for a reinstatement of the policy, and made therein certain material, false, and fraudulent representations…