Employers Mutual Casualty Co. v. Trinity Universal Insurance Co.

MASSEY, Chief Justice.

The case is one requiring a determination of the meaning of an “exclusion” clause in a Texas Standard Form automobile liability insurance policy. The question to be resolved is whether, under the state of facts properly deemed to have been actually found by the trial court, the loss and damage from fire sustained by the owner of real and personal property (and such person’s subrogee, the Employers Mutual Casualty Company) was or was not covered by the automobile liability insurance policy of him who was negligently responsible for the fire.

The real property with which we…