T. L. Patrick & Son v. Ginners' Mut. Underwriters Ass'n of Texas

T. L. Patrick and Clyde Patrick, appellants, composing the partnership of T. L. Patrick & Son, brought this suit against the appellee to recover upon a Are insurance policy written by the latter covering a gin owner by appellants, situate at Buena Vista, Pecos county.

The defendant, among other defenses, set up that it was not liable because the contract of insurance had not been completed, and further defended upon the ground that its constitution and by-laws provided that the payment of any loss was contingent upon the payment of the deposit as required, that the policy contained like…