ANJ Corp. v. Ross

Plaintiff ANJ Corporation (“ANJ”) brought this action against defendant Alan J. Ross to recover the unpaid balance on a credit card issued to the defendant by Chase Bank (“Chase”). The defendant acknowledged a debt to Chase but challenged ANJ’s entitlement to recovery. After a jury-waived trial, the court entered judgment in favor of ANJ. We reverse.

At the outset of trial, ANJ contended that the defendant’s response to ANJ’s request for admissions entitled it to a directed finding in its favor. The court directed a finding in favor of ANJ as to liability, concluding that the only issue…