Adam Wood, on behalf of himself and all others similarly situated v. Niswi, LLC d/b/a LendUMo

UNITED STATES DISTRICT COURT WESTERN DISTRICT OF KENTUCKY OWENSBORO DIVISION CIVIL ACTION NO. 4:25-CV-00046-GNS ADAM WOOD, on behalf of himself and all others similarly situated PLAINTIFF v. NISWI, LLC d/b/a LENDUMO DEFENDANT MEMORANDUM OPINION AND ORDER This matter is before the Court on Defendant’s Motion to Compel Arbitration and Stay, or in the Alternative to Dismiss under Fed. R. Civ. P. 12(b)(1) (DN 22). The motion is ripe for adjudication. I. STATEMENT OF FACTS AND CLAIMS Plaintiff Adam Wood (“Wood”) challenges his loan agreements with Defendant Niswi, LLC d/b/a LendUMo (“LendUMo”).…