Hernandez v. Liberty Mutual Insurance

Beasley, Judge.

Mr. Hernandez was in the process of climbing down off a car carrier/tractor-trailer when he fell and was injured. He was employed to haul automobiles, and he had just finished securing the last of the four top-level cars and was on the cradle before he went down to get *19the four cars for the bottom level. He became unconscious and does not know why he fell.

Liberty Mutual Insurance Company provided no-fault insurance on the car carrier, but it denied coverage in this instance. The trial court agreed that, based on the undisputed facts, the insurer was entitled to summary judgment…