Suluai v. National Western Life Insurance

OPINION AND ORDER

Sipu Suluai (“Sipu” or “decedent”), deceased, and his wife Sefulutasi Suluai (“Sefulutasi” or “plaintiff’) applied for life insurance from the defendant National Western Life Insurance Co. (“NWL”), a corporation with headquarters in Texas. Sipu and Sefulutasi were initially interviewed on July 7, 1997, by NWL’s American Samoa agent Afa Roberts (“Roberts”). Based on answers given by Sipu and Sefulutasi at these interviews, Roberts filled out an application form, a NWL standard form document, which sought, among other things, certain information on each applicant’s medical…