Williams v. Home Insurance

The opinion of the court was delivered by

Porter, J.:

The action was one upon an oral contract for hail insurance. The plaintiff recovered and the defendant appeals.

In April, 1915, M. C. Williams, a farmer living in Harper county, desired insurance on his wheat crop and went to J. C. *75Elvin, local agent at Harper for the Home Insurance Company. He had insured his wheat with the same agent the previous season. Elvin prepared an application for insurance upon the regular form- prescribed by the company, setting out a description of the land, the amount of Wheat to be insured, the amount of the…