Great American Insurance Company and Great American Lloyds Insurance Company v. Glen Hamel and Marsha Hamel

In this case, we examine whether a judgment against an insured defendant was the product of a “fully adversarial trial” and is thus enforceable against the defendant’s insurer. Homeowners sued their builder for failing to construct their home in a good and workmanlike manner, and the builder’s commercial general-liability insurer wrongfully refused to defend the builder in that suit. The case went to trial, resulting in a judgment in the homeowners’ favor. The builder subsequently assigned most of its claims against its insurer to the homeowners, who now seek to recover the judgment from the…