Pennington v. HSBC Bank USA, N.A.

JERRY E. SMITH, Circuit Judge: *

Ellery and Laura Pennington (jointly) and Traci Smith sued HSBC Bank USA, N.A., and Wells Fargo Bank, N.A. (jointly, “the bank”), in state court, alleging various state-law claims including breach of contract and negligent misrepresentation and violation of the Texas Constitution and Texas Deceptive Trade Practices Act; plaintiffs sought injunctive relief to forestall foreclosures. The banks removed to federal court based on diversity of citizenship. The district court granted the bank’s motion to dismiss, and we affirm.

I

The Penningtons took out a home equity…