Great American Insurance v. Lowry Development, LLC

LESLIE H. SOUTHWICK, Circuit Judge:

This is a policy coverage dispute between Lowry Development, LLC and Great American Insurance Company of New York. The damages creating the dispute were caused by Hurricane Katrina. Lowry sought recovery under its policy. We find that Lowry’s policy did not include wind coverage. Accordingly, we REVERSE the district court’s contrary determination.

I. BACKGROUND

Lowry, the insured, is the real estate developer of Tuscan Villas. The Villas are a two-condominium project located in Gulf-port, Mississippi. In early 2003, Great American issued Lowry a builder’s risk…