State Farm Mutual Automobile Insurance Co. v. Hudson

STEPHENS, Chief Justice.

Movant State Farm Mutual Insurance Company (State Farm) appeals the Court of Appeals’ affirmance of the Jackson Circuit Court’s summary judgment finding State Farm liable to plaintiff/respondent Hudson under Kentucky’s Motor Vehicle Reparations Act (MVRA).1 The court below agreed with the trial court that because Hudson’s injury occurred during the “use of the motor vehicle,” he was entitled to reparations, despite the undisputed fact that Hudson was preparing his log-hauling tractor trailer for unloading at the time of the accident. We reverse.

Hudson was injured when…