Johnson v. Michigan Educational Employees Mutual Insurance

Carol and Richard Johnson owned three automobiles, a BMW, a Jaguar, and a Thunderbird. Defendant insured all three vehicles. The policies issued for the BMW and the Jaguar had a coordination of benefits endorsement while the policy issued for the Thunderbird did not. The Johnsons’ son, Mark Johnson, was driving the Jaguar when it was involved in a serious accident. As a result of this accident, Mark Johnson suffered extensive personal injuries. The Johnsons’ primary health carrier insurer, Blue Cross and Blue Shield, covered the majority of Mark Johnson’s medical expenses. Pursuant to the…