Yosemite Insurance v. Meisner

Plaintiff, an insurance company, brought a declaratory judgment proceeding against defendant, its insured, to determine whether its policy of garage liability insurance covered an accident in which defendant was involved. Plaintiff appeals from a judgment that the policy covered defendant’s accident.

Defendant operated an automobile repair shop. A friend came to defendant’s place of business with a person who wanted to use defendant’s welding equipment. Defendant’s friend was operating his 1966 Ford Mustang automobile. It had a transmission with four forward speeds, but the reverse gear was…