Terry A. Kelly and Lisa Lovingood Kelly v. Bank of New York Melon, etc.

Appellants claim the trial court erred in entering a final judgment of foreclosure in favor of appellee after a nonjury trial because appellee failed to establish it had standing to bring the foreclosure action. When they challenged appellee’s standing below, appellants correctly noted that appellee did not file the original note bearing an undated .blank endorsement until after the filing of the complaint. “Where the plaintiff files the original note after filing suit, an undated blank endorsement on the note is insufficient to prove standing at the time the initial complaint was filed.”…