Capital One Bank (USA), NA v. Sanches

EDWIN A. LOMBARD, Judge.

hThe Appellant, Karen Sanches, seeks review of the September 10, 2012, judgment of the second city court granting summary judgment in favor of the Appel-lee, Capital One Bank (USA) N.A., on an open account. Pursuant to our de novo review, we reverse.

Facts and Procedural History

Capital One Bank (USA) N.A. (“Capital One”), filed suit against Karen Sanches on September 21, 2011, for unpaid sums on her MasterCard account, ending in 2863. Ms. Sanches answered the suit, but did not raise any affirmative defenses therein. Capital One propounded discovery on Ms. Sanches, who…