Brister v. Huffman Brothers Insurance Agency

YELVERTON, Judge.

This appeal comes to us from two consolidated cases. It raises two issues. The first is a question of insurance coverage. Specifically, we must decide if a replacement vehicle provision, in a State Farm automobile policy, makes it necessary for the name of the replacement vehicle’s owner to appear in the substitute vehicle’s certificate of title in order to effectuate coverage. If we find that the answer to this first question is yes, then we must decide if State Farm’s obligation to its insured is owed in solido with that of a local insurance agency, who owed the same…