Hill v. Educ. Credit Mgmt. Corp. (In re Hill)

Sage M. Sigler, U.S. Bankruptcy Court Judge

Before the court is the above-captioned adversary proceeding commenced by Risa Rozella Hill ("Debtor"), seeking to discharge her student loan debt pursuant to 11 U.S.C. § 523(a)(8). On September 18, 2018, the adversary proceeding came before the Court for trial. The following constitutes *911the Court's findings of fact and conclusions of law as required by Federal Rule of Bankruptcy Procedure 7052.1

JURISDICTION AND VENUE

The Court has jurisdiction over this matter pursuant to 28 U.S.C. §§ 1334(b) and 157(a). This matter is a core proceeding under 28…