Silvey Companies v. Riley

Robert H. Dudley, Justice.

Frenchie and Hazel Riley’s home was destroyed by fire on June 9, 1992. The Silvey Companies had issued a homeowners’ policy to Frenchie Riley that covered loss by fire in the amounts of $45,000.00 for the dwelling and $22,500.00 for the contents and personal property. On July 8, 1992, Silvey paid $500.00 on the contents. The Rileys employed counsel, and there were various discussions with Silvey’s attorney. On October 13, 1992, the claim had not been paid in full, and Frenchie Riley filed suit against the Silvey Companies. The prayer of the complaint asked for the…