Nationwide Mutual Insurance v. Continental Casualty Co.

ALPERT, Judge.

This appeal arises from a declaratory judgment in favor of an insurer and its business insured regarding coverage under an automobile liability insurance policy for a company car that was involved in a single vehicle accident.

Halperin Distributing Corporation (Halperin) (appellee) is a wholesale food distributor in the Baltimore-Washington metropolitan area. The company employs a force of sales representatives to sell its products to area food stores, including Giant Food Stores. To this end, Halperin allowed each sales representative the use of a company car on a continuing…