Insurance Co. v. Leader
Supreme Court of Georgia
Action on insurance policy. . Before Judge Norwood. City ■court of Savannah. June 18, 1904. Leader brought suit, returnable to the November term, 1902, of the city court of Savannah, which began on November 3, -against the Insurance Company of North America, upon a certain fire-insurance policy issued to him by the Philadelphia Underwriters, composed of the defendant company and the Fire Association of Philadelphia, it being provided in the policy that, for the purpose of…
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Action on insurance policy. . Before Judge Norwood. City ■court of Savannah. June 18, 1904. Leader brought suit, returnable to the November term, 1902, of the city court of Savannah, which began on November 3, -against the Insurance Company of North America, upon a certain fire-insurance policy issued to him by the Philadelphia Underwriters, composed of the defendant company and the Fire Association of Philadelphia, it being provided in the policy that, for the purpose of enforcing any claim arising under the policy, the insured might bring his action against either of the companies, and the…
1Opinion of the CourtFish, P. J.
(After stating the facts.) 1. The contract of insurance must be considered as a. whole. While the policy, in its first clause, insures “against all direct loss or damage by fire, except as hereinafter provided,” the meaning of the words, “direct loss or damage by fire,” is not to be determined simply from the words themselves. There are other provisions in the policy which show the sense in which the parties to the contract understood these words and intended to use them. The policy contains the following provisions: “ These companies shall not be liable for loss caused . . by neglect of the…
2Cases cited6 opinions
- City of Columbus v. AnglinSupreme Court of Georgia · 1904
- California Insurance v. Union Compress Co.Supreme Court of the United States · 1890
- Ermentrout v. Girard Fire & Marine InsuranceSupreme Court of Minnesota · 1895
- Case v. Hartford Fire InsuranceIllinois Supreme Court · 1852
- Smith v. Savannah, Florida & Western Railway Co.Supreme Court of Georgia · 1890
1 more not listed; retrieve them via the Exa API.
3Cited by20 opinions
- Wallace v. MizeSupreme Court of Georgia · 1922
- Peavy v. PeavyCourt of Appeals of Georgia · 1926
- Macon Railway & Light Co. v. BarnesSupreme Court of Georgia · 1904
- Groover v. SimmonsSupreme Court of Georgia · 1927
- Hartford Fire Ins. Co. v. Empire Coal Min. Co.Court of Appeals for the Eighth Circuit · 1929
15 more not listed; retrieve them via the Exa API.