Bank of Findlay v. Sain (In Re Sain)

OPINION

LARRY L. LESSEN, Chief Judge.

This matter is before the Court on the complaint of the Bank of Findlay to determine dischargeability of a debt pursuant to Sec. 523(a)(6) of the Bankruptcy Code. 11 U.S.C. Sec. 523(a)(6). A trial was held, revealing the following facts:

The Debtor, David Lee Sain, had an ongoing business relationship with the Bank for seven years, obtaining financing from them in connection with a car dealership the Debtor at one time owned. Typically, the Debtor’s loans were secured by the vehicles he bought and sold in his business. Sometimes the Debtor applied the…