Society for Christian Activities, Inc. v. Markel Insurance

Markel Insurance Company (Markel) is the commercial general liability insurer for The Society of Christian Activities, a nonprofit corporation doing business as Camp Good News (the Society). We address the scope of Markel’s obligation to defend an employee of the Society, Faith Willard, under a general liability policy containing an automobile *191exclusion.2 The plaintiffs instituted this declaratory judgment action to recover a settlement amount paid by the Society that exceeded the limit of the Massachusetts commercial automobile policy provided by Arbella Mutual Insurance Company (Ar-bella),…