INDEPENDENT LIFE & ACCIDENT INSURANCE COMPANY v. Causby

The defendant contends that the pleadings show that the death was not caused directly, and independently of all other causes, from bodily injury effected solely through external, accidental means, but from a physical impairment which would bring the cause of death within one of the exceptions under the policy. Under the provisions of the policy, if the physical impairment of the deceased contributed to the fall in whole or in part, directly or indirectly, then there could be no recovery; but if the physical impairment did not contribute to the fall bub merely aggravated the consequences of…