Locke v. Estate of Davis

¶1 This case arises out of a motor vehicle accident that occurred in May 2011, in Three Forks, Montana. Marian Davis lost control of her vehicle and struck the vehicle driven by Amy Locke. Davis suffered fatal injuries in the collision and died several hours later. Locke also sustained injuries as well as post-traumatic stress disorder.

¶2 At the time of the accident, Davis was insured by Safeco Insurance Company under a policy with a $100,000 per person coverage. In August 2012, Locke filed a claim for damages against Davis’s estate in the Eighteenth Judicial District Court. Prior to trial,…