Great American Insurance v. Smith

This is a companion case to Southern Guaranty Insurance Company v. Dean, 252 Miss. 69, 172 So. 2d 553, decided by this Court on this day. The two cases were consolidated by agreement of the parties for trial in the lower court.

Mrs. Mildred Smith sued Great American Insurance Company on a standard fire insurance policy issued to Mrs. Ruby Jones Dean, as the insured, wherein the appellee, Mrs. Mildred Smith, was designated as the mortgagee in the mortgage clause. The policy provided coverage of $30,000 on a building occupied by Mrs. Dean as a restaurant in Pascagoula, Mississippi, and $15,000…