Waters v. Miller

BLACK, Circuit Judge:

This case arises from an accident caused when Mel Miller’s tractor-trailer rear-ended Bobby Waters’ vehicle. The issues on appeal concern whether Miller’s commercial vehicle insurance policy (Policy), issued by Progressive Express Insurance Company (Progressive), remained in effect beyond its expiration date to provide coverage for the accident. The district court found Progressive’s failure to notify the state and federal regulatory agencies that the Policy expired did not extend the Policy’s coverage to the time of the accident, as Waters argued before the district…