Browning v. Equitable Life Assur. Soc.

I dissent. In the former opinion in this case, I considered the effect of the words contained in the policy, reading “against loss resulting directly and independently of all other causes.” I thought then and I still think that these words must by their plain and inevitable meaning exclude liability for any disability where either (1) the sole cause was other than the injury or (2) the preponderating cause of disability was any other cause than the injury effected solely through external, violent and accidental means, or (3) where there was an efficient concurring cause besides the injury and…