Jonas v. Central Life Assurance Co.

STONE, Judge.

This is an appeal from a summary judgment which held that the coordination of benefits provision in appellee’s group medical insurance policy did not constitute “excess” insurance. Therefore, the insurer was not required to insert the words “excess insurance” on the face of the policy as required by section 627.635, Florida Statutes.

The policy provided for payment of 80% of the first $5,000 of covered expenses, and 100% of covered expenses in excess of $5,000. The Jonases were in an accident and received payment of their medical expenses under the personal injury protection…