Standard National Insurance Co. v. State Board for Property & Casualty Rates

IRWIN, Justice:

Standard National Insurance Company [Standard] filed its application with the State Board For Property and Casualty Rates of Oklahoma [Board] for approval of its proposed program for the “mass marketing” of Private Passenger Automobile Insurance and Homeowner’s Insurance. The Travelers, an insurance corporation, was not a party in the proceedings and no further reference will be made to it.

Board disapproved Standard’s Application and Standard appealed.

Under Standard’s proposed plan, the insurance would be offered to employees of a common employer. The insurance would be offered…