Kentucky Home Mut. Life Ins. Co. v. Watts

Opinion of the Court by

Van Sant, Commissioner

Reversing.

Appellee instituted the action against appellant to recover as beneficiary of an insurance policy on the life of his son. By the terms of the contract, appellant agreed, upon due proof of the death of the insured, to pay to the beneficiary the sum of One Thousand Dollars ($1,000), with double indemnity in the event of accidental death. The ordinary benefit feature of the policy contained a provision that, in the event of self-destruction within two years from the date of the policy, the liability of the Company would be limited to an…