Sears, Roebuck & Co. v. AT & G. CO., INC.

I must respectfully dissent from my Brother Cavanagh’s opinion.

In 1968 Congress enacted the Consumer Credit Protection Act1 (hereinafter referred to as the "Act”), which imposed restrictions on the garnishment of earnings effective July 1, 1970. In substance the Act limits garnishments on compensa*372tion for personal services to the lesser of 25% of disposable income or the difference between thirty times the Federal minimum hourly wage and the employee’s disposable income.2

The Michigan garnishment procedure allows a garnishee defendant to claim a setoff against the principal defendant. DCR…