Santiago v. Hernandez (In Re Hernandez)

MEMORANDUM OPINION

SUSAN PIERSON SONDERBY, Bankruptcy Judge.

This matter comes before the court after trial on the Amended Complaint of Pedro Santiago against Defendant, Wilfredo Hernandez, seeking, inter alia, a judgment for actual and punitive damages based on fraud and a finding that the debt is nondis-chargeable pursuant to § 523(a)(2)(A) of the Bankruptcy Code.

The dispute between Plaintiff and Defendant involves a failed home remodeling project. In 2004, Debtor, Wilfredo Hernandez, the defendant in this proceeding, was running a construction business called Heavenly Construction, Inc.…