Harper v. Reserve Life Insurance Co.

H. GARLAND PAVY, Judge Pro Tem.

Defendant-insurer, Reserve Life Insurance Company, appeals a $36,458.07 judg*987ment for major medical insurance benefits held to be due.

On October 18,1982, plaintiff, Huey Harper, and his wife applied to defendant for that type insurance through Phares & Lites Insurance Agency, a local firm which had met plaintiffs business needs for some years. On January 3, 1983, Huey Harper suffered a heart attack, was hospitalized and incurred substantial expenses which constitute the claim herein. Several days after the heart attack, Reserve Life Insurance Company forwarded to…