Coffee v. South Georgia Farmers Fire Insurance

E. J. Coffee brought suit against the South Georgia Farmers Fire Insurance Association on a contract of fire insurance, alleging a loss on November 20, 1921, by destruction of the insured property by fire. A demurrer to the petition was sustained, and the plaintiff excepted. The insurance association is a mutual-benefit concern, and, under its constitution and by-laws, which are made a part of the insurance contract and are attached to the plaintiff’s petition, the members are assessed their •pro-rata part of any loss that may occur.

The petition, in addition to other essential allegations,…