Vann v. United Farm Bureau Mutual Insurance Co.

OPINION

RILEY, Judge.

STATEMENT OF THE CASE

Appellants-Plaintiffs, Douglas and Michelle Vann (the “Vanns”), appeal the trial court’s entry of summary judgment in favor of Appellee-Third-Party Defendant, United Farm Family Insurance Company (“Farm Bureau”).

We reverse.

ISSUE

The Vanns raise one issue for review which we restate as follows: whether the trial court erred in granting summary judgment to Farm Bureau under the terms of its Rural Guardian Policy (the “Policy”) issued to Defendanb-Third-Party Plaintiff, Walter Upchurch (Upchurch). 1

FACTUAL AND PROCEDURAL BACKGROUND

On April 27, 1999,…